The NRA Visa® Prepaid Card has Features that Put You in Control

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Show your support for the NRA each time you use the card.

Powered by NetSpend®

Managing Your Money is Easy

There are lots of ways to add funds to your card

Direct Deposit

Direct Deposit

Deposit your paycheck or government benefits automatically to your card up to 2 days faster.[1]

Mobile Check Load

Mobile Check Load

Add checks with a couple of photos from your smartphone.[2]

Reload Locations

Reload Locations

Load your card at grocery stores, gas stations, and convenience stores all over the country.[3]

Bank Transfers

Bank Transfers

If you have a checking or savings account or a bank debit card, use it to add money to your NRA Prepaid Card Account.[4]

Manage Your Money at Home or On-the-Go

Your NRA Visa Prepaid Card Account is available to you 24/7

Online Account Center

Online Account Center

View your account, manage preferences, create budgets, and more.

Mobile App

Mobile App

Check your account balance, see transaction information, and more–all from your smartphone.[5]

Anytime Alerts

Anytime AlertsTM

Receive texts or email alerts after each transaction.[5]

Ways to Earn

Besides helping to fund important NRA programs, you can also earn money for yourself

Payback Rewards

Payback RewardsSM

Get cash back and personalized offers from everyday shops and restaurants, just for using your Card.[6]

Payback Rewards

Savings Account

Set aside money by enrolling in the optional tierd-rate Savings Account[7]

Protect Yourself

Keep your money safe with card features that limit risk

Virtual Cards

Virtual Card

Create temporary use numbers for more secure online transactions.[8]

Visa Zero Liability

Visa Zero Liability

If someone uses your card fraudulently, your card may be protected through Visa's Zero Liability program.[9]

Custom Cards

Custom Cards

Customize your card with your picture for added security.[10]

Now, see what it costs

Learn about fees and tips to avoid some of them

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Faster access to funds is based on comparison of NetSpend's immediate availability policy versus the typical banking practice of only posting funds after settlement. Direct Deposit and earlier availability of funds are subject to payor's support of this feature and timing of payor's funding. Check with your payor to find out when the direct deposit of funds will start.. Mobile Check Load is a service provided by First Century Bank, N.A. and Ingo Money, Inc., subject to the First Century Bank and Ingo Money Terms and Conditions, and Privacy Policy. Approval review usually takes 3 to 5 minutes but can take up to one hour. All checks are subject to approval for funding in Ingo Money's sole discretion. Fees apply for approved Money in Minutes transactions funded to your card. Unapproved checks will not be funded to your card. Ingo Money reserves the right to recover losses resulting from illegal or fraudulent use of the Ingo Money Service. Your wireless carrier may charge a fee for message and data usage. Additional transaction fees, costs, terms and conditions may be associated with the funding and use of your card. See your Cardholder Agreement for details. Fee may be assessed by reload location and may vary from location to location. Fees for bank transfers are determined by the transferor's bank and may be charged to the transferor's bank account by the service provider or originating bank. No cost for online or mobile Account-to-Account transfers between NetSpend Cardholders; a $4.95 fee applies to each such transfer conducted through a NetSpend Customer Service agent. NetSpend does not charge for this service, but your wireless carrier may charge for messages or data. NetSpend Payback Rewards is an optional program. You may opt-out at any time by visiting your NetSpend Payback Rewards Summary Page at your Online Account Center. The reward offers we choose and send to you are based on your shopping habits. NetSpend will not share any personal information about you with the merchants who sponsor offers. When you activate an offer and make a purchase with the card, the merchant will not know you are a NetSpend Payback Rewards customer, but you will become their customer. For more details about how and when you get rewarded, see the program FAQs, terms and conditions in your Account Center. Cash back rewards are credited to your Card Account and are not available in the form of a check or other direct payment method. Program sponsor: NetSpend Corporation. Republic Bank & Trust Company is not affiliated in any way with the program and neither endorses nor sponsors it. No minimum balance necessary to open Savings Account. Because Savings Account funds are withdrawn through the Card Account (maximum 6 such transfers per calendar month), Card Account transaction fees could reduce the interest earned on the Savings Account. To participate in the Savings Account program, you must consent to and continue receiving communications from us in electronic form. If you are subject to Internal Revenue Service backup withholding at the time of your request to open the Savings Account, your request will be declined. The NetSpend Savings Account is made available to NetSpend Cardholders through Republic Bank & Trust Company, Member FDIC. Card Account and Savings Account funds are FDIC-insured upon verification of your identity. For purposes of FDIC coverage, all funds held on deposit by you at Republic Bank & Trust Company will be aggregated up to the coverage limit, currently $250,000.00. You may request up to six (6) active Virtual Accounts for each active Card Account. Virtual Accounts are subject to the same fees, limits, terms, and conditions as your Card Account. See your Cardholder Agreement or Online Account Center for details. The Visa Zero Liability policy covers U.S.-issued cards only and does not apply to certain commercial card transactions, or any transactions not processed by Visa. Cardholder must notify issuer immediately of any unauthorized use. For specific restrictions, limitations and other details, please consult your issuer. Custom card fee required. Picture must meet Image Guidelines. If custom card is lost, stolen, or damaged, any request for: (a) a replacement custom card requires resub mission of image and payment of custom card replacement fee; or (b) a replacement standard card requires payment of standard card replacement fee. See online custom card FAQs and the Fee Schedule in the Cardholder Agreement.